Karen Clark Sheard – Finally Karen

Arranged By [Additional Vocal] – Donald Lawrence
Producer – Milton Thornton
Producer, Arranged By [Vocal] – Kowan Paul
Written-By – Milton Thornton
Written-By – Kelly Price
Written-By – Kowan Paul

Featuring – Faith Evans
Musician – Lanar Brantley
Musician – Benjamin Love
Producer, Musician – Stanley Brown
Written-By – Stanley Brown
Written-By – Nneka Morton

Coordinator – Walter Kearney
Producer – Paul D. Allen
Producer, Programmed By [Keyboards], Drum Programming, Instruments, Backing Vocals – J. Moss
Programmed By [Keyboards], Drum Programming – Paul D. Allen
Rap [Additional] – J Kool
Written-By – J. Moss

Backing Vocals – Dottie Alexander (2)
Backing Vocals – Pamela Taylor (2)
Coordinator – Walter Kearney
Producer – Paul D. Allen
Producer, Programmed By [Keyboards], Drum Programming, Instruments, Backing Vocals – J. Moss
Programmed By [Keyboards], Drum Programming – Paul D. Allen
Written-By – J. Moss

Coordinator – Walter Kearney
Producer, Programmed By [Keyboards], Drum Programming – Paul D. Allen
Producer, Programmed By [Keyboards], Drum Programming, Instruments, Backing Vocals – J. Moss
Programmed By [Keyboards], Drum Programming – Paul D. Allen
Written-By – J. Moss

Coordinator – Walter Kearney
Piano – Bill Moss Jr.
Producer, Programmed By [Keyboards], Drum Programming – Paul D. Allen
Producer, Programmed By [Keyboards], Drum Programming, Instruments, Backing Vocals – J. Moss
Programmed By [Keyboards], Drum Programming – Paul D. Allen
Written-By – J. Moss

Featuring – The Clark Sisters
Synth, Soloist – Daniel Weatherspoon
Written-By – Elbernita "Twinkie" Clark

Featuring – The Clark Sisters
Written-By – Elbernita "Twinkie" Clark

Arranged By – Cedric Thompson
Arranged By – Donald Lawrence
Written-By – Elbernita "Twinkie" Clark

Arranged By – Donald Lawrence
Arranged By [Orchestra] – Paul Riser
Bass – Rick Robinson (3)
Bass – Stephen Molina
Cello – John Thurman
Cello – Mario DiFiore
Cello – Marey Chaneaux
Contractor – Hart Hollman
Copyist [Copy Service] – Paragon Music & Video Productions
Engineer [Recording, Strings] – Carl Robinson
Harp – Pat Terry (3)
Percussion – Sam Tundo
Strings – Motown Romance String Orchestra
Viola – Caroline Coade
Viola – Hart Hollman
Viola – Glenn Mellow
Viola – Sasha Mishnaevski
Viola – Manchin Zhang
Violin – Linda Snedden Smith
Violin – Geoffrey Applegate
Violin – Robert Murphy (3)
Violin – Bruce Smith (9)
Violin – Lenore Sjoberg
Violin – Adam Stepniewski
Violin – John Hughes (19)
Violin – Marguerite Deslippe
Violin – Peggy Tundo
Written-By – David Frazier (4)

Featuring – Donald Lawrence
Written-By – Donald Lawrence

Written-By – Donald Lawrence

Arranged By [Additional] – Myron Williams
Written-By – Elbernita "Twinkie" Clark

Featuring – Kierra Sheard
Written-By – Richard White (19)